It’s 2026 and the SECURE 2.0 Act of 2022 continues to draw attention, including an often-overlooked optional provision that allows retirement plan sponsors to raise the automatic cash-out limit for terminated participants’ vested account balances from $5,000 to...
Earlier this year, high earners wanting to make catch-up contributions in their workforce retirement plans have to do so in their Roth IRA accounts – which means they’ll be losing the near-term tax advantage or writing them off. This change, which was approved in the...
A new year is here, so what are some 2026 predictions for plan sponsors? There is an ever-changing landscape and 2026 will surely continue to drive forward that change. Here are some trends we think plan sponsors will see in the new year. Legislation: We think the...
It’s hard to believe, but sometimes, there are uncashed 401(k) distribution checks – and for plan sponsors, this can be a real headache. Every year, participants move on, leave jobs and then disappear. And when the 401(k) distribution checks are sent, they simply go...
Plan sponsors might know about many provisions in the SECURE 2.0 Act surrounding Roth 401(k)s. But there are a few provisions to make sure you are up on – and soon – heading into the new year. One provision that is complex – and requires attention – has to do with...
If you’ve been looking for lost retirement funds, there could be help on the way, with a proposed law on the horizon. U.S. Reps. Ron Estes (R-Kansas) and Seth Magaziner (D-Rhode Island) introduced the Unclaimed Retirement Rescue Plan recently, which would direct the...
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